Most people think about coming TO Whidbey Island but when you live here and need to leave the island the same options are open to you. Take a ferry or the bridge. When traveling by ferry you will be graced with stunning views of the incredible snowcapped mountain ranges surrounding our gorgeous little island. Travelers from afar visit Whidbey to stay in places like the magical Captain Whidbey Inn in Coupeville for a winter wonder getaway. Whidbey residents, however, catch the early ferry to head to one of several nearby ski resorts to carve it up on the slopes.
Photographer: Randy Heiserman
For more stunning images of Whidbey Island: Click Here.
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When it comes to buying a home, choosing the right lender is an important decision that can have a significant impact on your home buying experience. While it’s possible to work with a lender from anywhere, working with a reputable local lender in the area you are purchasing provides many benefits that make the process smoother and more enjoyable. In this article, we will share five reasons why you should consider using a reputable local lender for your next home purchase.
5 Reasons to Use a Reputable Local Lender:
1. Personal Connection:
A local lender provides the opportunity to have a face to face conversation and build a personal relationship, which can be especially helpful when dealing with complex issues. How much better is it to have the ability to sit down face to face with someone and discuss, ask questions, smile and laugh with or even cry if necessary? It is so much better than trying to solely do things over the phone or email with someone hundreds of miles away. When the going gets tough, you (or your trusted real estate broker) can go directly to the office and discuss the issues in person to figure it out rather than be put on hold.
2. Knowledge of the Market:
A local lender is more likely to have a deep understanding of the local real estate market, including contractors, permit requirements, and more. It is not unheard of to have a local lender provide contact details for a roofer that can get the fix done in time for closing or the local Labor and Industries permit guy who can solve the problem faster than driving an hour to the nearest office. Reputable local lenders understand when there is delay due to septic repairs or how to get the water quality test results ASAP.
Local lenders have a reputation to uphold in their community, which can provide added accountability and ensure a higher level of service. When you run into your clients in the grocery store or watch their kids play on the same soccer team you naturally put a little more into making sure your service is impeccable. Anonymity creates distance and reduces accountability.
4. Strong Relationships with Escrow Teams:
Good relationships with local escrow teams can lead to smoother and more efficient transactions. Often the most stressful point of the transaction is right at the very end as the final underwriter is reviewing the file and potentially finding issues that need more documentation. This can lead to delays in critical milestones that need to be met to close on time. Getting the necessary documents from the lender to escrow on time can be the difference in closing as expected or experiencing costly delays and even the possibility of losing the home. You can use a lender from almost anywhere, but the escrow team is nearly always local to the property being purchased. When lenders are well known and respected by the local escrow offices you can expect excellent communication and problem solving between them. This will make overcoming obstacles to closing on time more likely.
5. Competitive Terms:
Local lenders often offer competitive terms and rates, making them a cost-effective option. When comparing lenders, be sure to compare all the terms and costs of the loan, not simply the advertised interest rate. When you do, you’ll often find the local lender has lower overall costs than national corporate lenders.
In conclusion, using a reputable local lender provides a range of benefits that make the home buying process more enjoyable and efficient. From the personal connection to the knowledge of the local market and their reputation to uphold, there are many reasons to consider using a local lender for your next home purchase. So why not choose a lender who is well-known and highly regarded in your local real estate community? Contact us today to be put in touch with a great lender on Whidbey Island!
4th Annual Golf Tournament - 2023
Oak Harbor High School's Athletic Department is hosting the 4th Annual Golf Tournament. All proceeds go to the purchase of new uniforms for our teams. The tournament includes lunch, golf, dinner, and a silent auction. If you are interested in sponsoring, donating, or playing contact the Athletics Department at 360-279-5851 or Jerrod Fleury at email@example.com.
$500.00 per team
Saturday 3 June 2023
Your dream home awaits...
The Pacific Northwest is a beautiful and dynamic region, encompassing the states of Washington, Oregon, and Idaho. From stunning coastlines to towering mountains, lush forests to rolling hills, this area offers a unique blend of natural beauty and urban sophistication. If you’re considering a move to the Pacific Northwest, you’re in for an unforgettable adventure.
Why Move to the Pacific Northwest?
There are many reasons why people are drawn to the Pacific Northwest, including:
- Natural Beauty: The Pacific Northwest is known for its stunning natural beauty, from the rugged coastline of Washington and Oregon to the towering peaks of the Cascade Mountains. This region is home to a diverse array of landscapes, from the fertile Willamette Valley to the rolling hills of the Palouse.
- Adventure: Whether you’re an outdoor enthusiast or a city dweller, the Pacific Northwest has something for everyone. Hike, bike, kayak, ski, or snowboard your way through the great outdoors, or enjoy the cultural offerings of cities like Seattle, Portland, and Boise.
- Quality of Life: People in the Pacific Northwest are known for their love of life, and it shows in the region’s thriving arts, food, and beer scenes. With a focus on sustainability and community, the Pacific Northwest is a great place to call home.
- Growing Job Market: The Pacific Northwest is home to some of the country’s fastest-growing cities, including Seattle and Portland, making it an attractive destination for job seekers. From tech to retail, the region offers a range of career opportunities.
How to Make the Move to the Pacific Northwest
If you’re ready to make the move to the Pacific Northwest, here are a few steps to get you started:
- Research: Start by researching the cities and regions that interest you, exploring the cost of living, job opportunities, and quality of life.
Find a trustworthy real estate agent: to assist you in the area(s) you are considering. They will be able to answer all sorts of questions about the specific area you are interested in, and will help you find a home when you are ready to take that step.
- Visit: Schedule a trip to the Pacific Northwest to get a feel for the area, meet potential neighbors, and explore neighborhoods.
- Plan: Consider factors such as schools, transportation, and proximity to family and friends when choosing your new home.
- Hire a Moving Company: Find a reliable moving company to help you with the logistics of your move, so you can focus on settling into your new home.
Embrace the Adventure of the Pacific Northwest
The Pacific Northwest is a unique and dynamic region, offering a combination of natural beauty, adventure, and quality of life. Whether you’re looking for a new job, a change of pace, or a chance to explore the great outdoors, the Pacific Northwest has something for everyone. So why wait? Start planning your move today, and embrace the adventure of the Pacific Northwest!
If you are considering a move to the PNW connect with us, our agents here at Windermere Whidbey Island can help you find a trustworthy agent in any area of Pacific Northwest. Call us at 360.675.5953 to connect today.
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Have you heard the whale bell ring while in Langley in the spring? While that is a nice rhyme it is also a legitimate question. Every spring gray whales feed off ghost shrimp in the muddy shallows just off the shore. If you are lucky, they will come right up to the seawall! The bell and “Hope the Whale” are the stars of this iconic park. What some people miss is that the blowholes in “Hope” are there to collect money to fund ADA modifications to improve access to Seawall Park below. This will help everyone see the whales when they arrive. Bring your coins and listen to the clang!
Check out the rest of Whidbey’s beautiful destinations from this series here.