LangleyNeighborhoodsPlacesThings to Do on Whidbey August 28, 2023

Useless Bay Golf & Country Club

The Useless Bay Golf & Country Club, is located in Langley on Whidbey Island. It is one of the most sought-after golf clubs in the country – sometimes with a waitlist that can span several years unless you are lucky. The club has become a symbol of exclusivity and prestige in the world of golf. Many wonder what it is about the Useless Bay Golf Club that makes it so desirable?

Location, location, and design:

The Useless Bay Golf Club boasts a stunning location. It is located on the southern end of Whidbey Island offering breathtaking views of the Puget Sound and the Olympic Mountains. The course is surrounded by lush forests, rolling hills, and sparkling water, creating a serene and tranquil atmosphere that is hard to replicate.

However, it is not just the location that sets the Useless Bay Golf Club apart. The course itself is widely regarded as one of the best in the Pacific Northwest, featuring challenging holes and expertly designed fairways. Golfers of all skill levels can appreciate the course’s natural beauty and its unique blend of traditional and modern elements.

Exclusive Memberships and Access to Amenities: 

In addition to the course itself, the Useless Bay Golf Club is also known for its exclusive membership policies. The club limits the number of members to ensure that each member receives personalized attention and access to the course. Memberships can be passed down through families, creating a sense of tradition and legacy that is highly valued by many golf enthusiasts. If you are a property owner in the colony you are invited to use the fitness center, swimming pool and the tennis courts.  Click here to apply to become a member.

As a Golf Member you not only get to golf, but you also get to relax by the pool, play on the tennis, pickleball, and bocce ball courts and train in the fitness center. Unsurprisingly, Useless Bay Golf Club is renowned for its social atmosphere. The club hosts numerous events and activities throughout the year, from holiday parties and golf tournaments to wine tastings and cooking classes. Members are encouraged to socialize and get to know one another, creating a tight-knit community of golfers who share a love for the sport and the club. Not into golfing? There is a Social Membership too! Make sure to visit the brand-new snack shack and so much more. Check out the amenities here.

A Highly Coveted Atmosphere: 

The combination of its stunning location, exceptional course, exclusive membership policies, and vibrant social atmosphere have helped to make the Useless Bay Golf Club one of the most desired golf clubs in the country. While the several-year waitlist may seem daunting, it only adds to the allure and exclusivity of the club, making membership even more coveted. For those lucky enough to secure membership, the Useless Bay Golf Club offers a truly unparalleled golfing experience.

Interested in moving to Useless Bay? Don’t have an agent already? Connect with us here to be paired with a reliable realtor. 

ClintonCoupevilleFreelandGreenbankHomeLangleyNeighborhoodsOak HarborReal Estate August 21, 2023

Firefighting Island Style

Firefighters, we respect them. We get out of their way when they’re racing to a scene. We crowd around their trucks when they’re at a fair or a parade. We can tend to think that every firefighter is like every other firefighter, hanging out at a fire station while waiting for a call that demands immediate action. Yes, and no.

But what does firefighting look like on an island? Follow along as we discuss firefighting island style.

Firefighting Island Style

Whidbey is a mix of five fire districts. Three County districts (North, Central, and South), the City of Oak Harbor, and the Navy

Oak Harbor is a city with paid firefighters and a place where a lot is going on in a small space. Trucks have to navigate a grid of streets and the traffic on them. Houses are close and that can mean fires are close, too, but so are fire hydrants. There are plenty of stereotypes that can apply. Spotted mascot optional.

In most parts of the country that might be enough, but the island is large enough and long enough that some other solutions are necessary. If the neighborhood is remote enough, they may have some creative solutions to fight fires in the interim after getting to safety and making that call to 911. An easy situation to imagine is a waterfront house that may require a fireboat. It takes time to collect the crew, launch the boat, and power their way to the site – tides, currents, and weather allowing. A lot can happen in the first few minutes of a fire. Any help can be appreciated – and incredibly valuable.

Rural areas also have to guard against brushfires and barn fires. Long roads mean accidents can happen far from the station. Even places that are accessible by a pickup may be too windy and twisty to maneuver in a firetruck, which eventually also has to turn around and get back to the station. Some fires may even be on boats, both in the marina and off-shore.

A Unique Mix

At the other end of the scale is the unique fire district that is the Navy’s. Airports have special requirements and tools, and military airports have to handle even more specialized situations because of what their planes can carry. The need for an immediate response is an understatement.

Fortunately, while there are various types of firefighting arrangements, when the need is there they all gather to help each other. City, base, and rural doesn’t matter as much as  ‘where is the fire and how can we help?’

If you haven’t heard much about the variety, great! That means the crews are doing what they have to do to stay out of the headlines. In firefighting, boring can be good. Too exciting can be too much. This is firefighting island style.

Firefighting Crews

Whidbey has some other attributes worth remembering. Whidbey is a lot of small-town America wrapped around a city and a base. Most of it has fewer people because it is rural. That also means that firefighting crews can sometimes be understaffed. (Pay attention to the election initiatives to see their current situation.) While rural can be quaint, sometimes the small-town nature that leads to smaller firefighting crews becomes critically apparent. A few places have paid firefighters, but much of the island is served by a few stations with a few paid firefighters who rely heavily on backup volunteers. They have rules to follow, just like the rest of us. (In 2018, another fire department in WA was cited for violating the state’s version of OSHA’s two-in two-out requirement.) Of course, more paid firefighters mean they need more budget. Not an easy problem. Think about that. A few paid people; and other people who risk their lives for us for free. They deserve greater thanks than they receive. (Please, volunteer!) 

Surprisingly the bulk of their workload comes from medical emergencies. Over 60% of their time is spent with Basic Life Support calls where they work side by side with the paramedics. In some places that is over 80%. They have to be ready for everything: motor vehicle accidents, rescues on land or on water, storm responses, traffic control, power outages, and downed lines. It isn’t just about fires and ambulances.

So much for sitting around the firehouse. These people are busy.

How you can help

Of course, there are ways to keep them less busy (and keep costs down). Much of this is variations of the messages we’ve heard since school: follow safety instructions, keep fresh batteries in smoke detectors, make sure any electrical work is done right, remove trash and other flammables. Some things are even simpler: don’t leave burning candles or fire unattended, don’t burn during burn bans, handle fireworks legally and safely. Keep fire extinguishers handy and up-to-date.

Firefighting on Whidbey Island

There are plenty of other precautions, but that’s part of being a responsible adult.

How this relates to homeowners on Whidbey

Understanding a place’s fire situation is also something to keep in mind when considering buying a house. What is the firefighters’ response time? Where’s the nearest hydrant or nearest firehouse (is it even staffed)? Is the house marked well enough for a crew to be able to find it in the dark, maybe during a storm? Your insurance company may have some ideas to add to the list. 

If you live in rural Island County some additional services they might offer include: installing high visibility house address numbers; home safety surveys to reduce the risk of harm from fire, accident, or illness; smoke and carbon monoxide detector check; fire inspections for businesses; CPR training; child car seat safety checks.

Chief Helm says “In an emergency, we need to be as efficient as possible, and the partnership between homeowners and the fire department is critical. Maintaining reflective address signs and driveways that fire trucks can navigate down is very important. One of our biggest hurdles is locating the emergency in a hurry, and then navigating a driveway that may or may not be able to handle a 40,000lb, 11-foot tall truck. Many times, the storybook-style narrow wandering lane, sounds peaceful and relaxing, but can pose serious problems if our trucks cannot access your house. Please remember to maintain not only driveways but the surrounding vegetation and hanging branches that will damage a truck the size of ours. Together with your help, we make this Island a safer place to live and work. We are more than happy to visit your driveway and test fit our apparatus, as well as bring you a reflective address sign anytime.”

One of the most delightful rural traditions on Whidbey is the annual Santa Mobile where Central Whidbey Fire Department drives around different neighborhoods with Santa Claus on top of one of their Fire Engine for multiple nights in a row in December. They will put out a schedule and a map on their Facebook page in preparation every year. Kids love it! It’s also a fundraiser for collecting food and donations for the food pantry in Coupeville.

Fortunately, most folks pay attention to safety. It’s part of being a homeowner and a good neighbor. Do enough of those boring but necessary steps, and free up time to relax and enjoy the rest of island life. Just check for burn bans before stoking up a campfire.

If you have additional questions about firefighting island style your reliable Windermere real estate agent can help you get them answered. Don’t have an agent? Connect with us here.

HomeReal Estate August 14, 2023

Knowing When You’re Ready to Buy

Homeownership is a lifestyle choice. Therefore, choosing homeownership isn’t a decision made overnight. The decision often takes careful planning for how the purchase of a home will fit into your life now and in the future. Additionally, the decision will take financial planning for how to pay for the home of your dreams. How will you know if you are ready? Follow along as we explain the fundamentals of preparing for homeownership so that you know when the time is right for you.

When renting…

When renting, you usually don’t have to worry about maintaining the property, making repairs, or remodeling the home. Are you ready to take on those responsibilities as a homeowner? If so, are you ready to be tied down to one place? Renting offers a bit of flexibility because leases are renewed on a regular basis allowing you ease of relocation. As a homeowner you’ll need to spend time and money selling or renting out your home before relocating.

As a renter you never gain any long term savings in the form of home equity. As a homeowner, the longer you are in the home the more equity you can expect to gain. You can get a better idea of why by the explanation in our article, Is It Better to Buy a Home or to Rent One?.

A couple of good questions to ask yourself if you are considering becoming a homeowner are:

If you needed to move in a couple years, would you feel comfortable renting out your home or selling it?

Could it potentially bring in a cash flow?

As a homeowner you are ultimately responsible for paying the mortgage. Are you financially stable enough to not default on your loan?

Most importantly, becoming a homeowner means putting down roots. Are you and your household emotionally ready to make that change and commitment?

If you answered yes to the above questions, you are on your way to homeownership. Let’s dig a little deeper to see if you are financially ready to take the leap:

Do you know how much home you can afford?

There are a lot of factors that play into knowing how much home you can afford. Of course, there is the price of the home, but you must also consider interest rates as they play a significant role in your monthly mortgage payment. For a good demonstration of the effect of interest rates on your monthly mortgage payments check out this article, Rising Mortgage Rates. Furthermore, what many first-time home buyers forget to consider in addition to the down payment and monthly mortgage payments are closing costs, moving expenses, inspection fees, property taxes, and homeowners’ insurance just to name a few. A great agent will connect you with a lender that will walk you through how these will affect your payment and if they pertain to your loan. Don’t have an agent? Connect with us here to get paired with the perfect agent for you. Identifying how much you can afford is not a task to do alone. You must connect with a lender. They will look at your financial position and get you pre-approved for a home.

Are you working to reduce your debt-to-income ratio?

Lenders know that it is not realistic to have no debt. Therefore, lenders are looking to see that you are making progress towards paying down your debt. Demonstrate your plan to get your debt paid off. Your lender can help you determine the best course of action so connect with them sooner rather than later.

Are you prepared for a downpayment?

Lenders recognize 20% down payments as a demonstration of financial stability. 20% down payments decrease the initial risk to the lender and benefits the buyer by not having to pay PMI when they put 20% down. You can read more about those benefits here. However, we know not everyone can afford 20% down, but everyone needs a place to live. Therefore, there are different programs and flexible options that make owning a home attainable even when you do not have funds for a 20% down payment. It is important to talk to your lender to determine which fits your unique needs.

Maybe you already got a pre-approval letter, but you aren’t satisfied with the limits. You have several options. Provide your agent and lender with a clear expectation of your wants and needs. If you aren’t exactly sure what you want, try reading 6 Reasons to Attend Open Houses to solidify your desires. You can use this form to help identify your wants and needs to share with your agent and lender. Once you have a clear list your lender can help create a financial plan to reach your desired goal. Your agent can simultaneously watch the market for homes meeting your criteria and help you understand the dynamics of the local market. Knowing the market can help you understand your purchasing power. Your agent can help you understand the difference between a buyers’ and sellers’ market and help you understand what to expect and how to leverage the market to your advantage.

If you are ready to buy or still unsure, you should begin talking to an agent. If you don’t already have an agent, you are in luck! We have incredible agents and connections with lenders who can guide you through your unique situation and help you know when you are ready to purchase a home. Connect with us here.

Destination WhidbeyThings to Do on Whidbey August 7, 2023

Sailing Whidbey

It is no wonder tourists and residents alike enjoy setting their sails and heading out to sea to enjoy our gorgeous Puget Sound waters. Whether by powerboat, sailboat, or even kayak, Whidbey is the perfect place to explore by water. Catch a glimpse of whales feeding in Saratoga Passage, seals cruising under Deception Pass, Eagles soaring past Ebey’s Landing, or if you are really lucky maybe you will catch sight of a magnificent pelican near Honeymoon Bay. It’s not a relaxing endeavor, with some of the world’s most complex currents, thousands of “islands”, and large river deltas to navigate, the Puget Sound requires lots of skill and knowledge to enjoy safely.

Check out the rest of Whidbey’s beautiful destinations from this series here.

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