7 Tips for New Horse Owners
Horses have been a prominent animal throughout history, dedicated to their human’s side. Many would go as far as to suggest that horses, just as dogs, cats, and other pets can be man’s best friend. Like other pets, horses can contribute to the health, wellbeing, and happiness of their humans so much so that there have been people that contribute overcoming their mental illnesses to using a technique called Equine Horse Therapy. Likewise, many children have found companionship in their horses and have grown to learn valuable life lessons from them.
While we as humans receive so much from these amazing animals, it is equally important that we pay attention to their health, wellbeing, and happiness as well.
If you are new to the equestrian lifestyle here are a couple of tips to keeping them happy:
1) Consistent Exercise:
Horses, just like us need daily exercise to stay healthy and fit. A daily workout helps to reduce your horse’s stress and allows them to release pent-up energy. While it might not look like the typical gym workout, working out with your horse by training can be beneficial for both you and your horse.
2) Keep Vaccinations Current:
Like humans, horses also need vaccinations and it is important that they stay current, or like humans, they can get sick. Having the proper vaccination in a timely manner helps you keep your horse healthy, fit, and happy.
If your horse gets sick, it will take a lot of energy for it to fully recover. Keeping your horse on a vaccinations routine not only will help prevent your horse from getting sick but will also help your horse to recover against the more serious diseases more easily.
To ensure you are providing your horse the best care and keeping regular on its vaccinations, you can ask your vet for a list of vaccines he/she suggests you give to your horse and which ones are most important for your horse to have. If you don’t currently have a vet, click here for a list of ones in our area.
3) Your Horse Needs a Safe and Comfortable Environment:
Here’s one that lies near and dear to our hearts. As real estate agents, we know just how much we as humans want our homes to keep us safe and comfortable. Similarly, your horse not only deserves but needs housing that not only keeps him safe from things like storms and prey but also makes him comfortable. If your horse lives in a barn, provide them a stall and protection. If they live outdoors, they need some way to get out of the sun. Often a run-in shed, or shady trees can give them protection from the elements they need. Additionally, you will need to provide them with a dry walking area, grass, rubber mats, and hoof care.
Not all properties are created equally. When looking at properties, it is important to make sure it is sufficient for your horse and easy for them to maneuver and permitted for horse use. If you need help determining whether or not a property is viable for your equestrian needs reach out to our equestrian advisors here.
4) Good Nutrition:
We know that when we eat junk food, we feel, well like junk. Similarly, your horse requires a diet that can fuel the energy they need to stay fit and healthy. The digestive system of your horse is designed to process large amounts of fibrous foods regularly.
To keep the horse’s digestive health and increase their energy level, you should include grass, hay, and grains in their regular diet along with a lot of fresh CLEAN water. Including traditional mineral blocks into their routine will help your horse maintain an optimal diet. Check out these great places on Whidbey to purchase food for your horse.
5) Your Horse Needs a Dentist Too!
Have you ever been petting your horse when he decides to give you a big lick across your face?! We have too. That’s how we know it is of the utmost importance for your horse to have a dentist too. You should anticipate a checkup about once a year. Like humans, horse teeth grow. However, unlike humans, horse teeth continue to grow and could potentially become damaged by opposing teeth if not properly taken care of. Because their teeth continue to grow it is important for them to be filed regularly to ensure the horse is comfortable when he eats. Could you imagine trying to eat if your teeth hurt you?
Without regular dental check-ups, your horse could develop problems that could lead to more serious problems like colic and choke.
6) Their Hooves:
It is important to take care of your horse’s hooves, by cleaning them and trimming them regularly. Like humans, every horse is different. The growth at which your horses’ hooves grow may be vastly different from that of another’s. However, it is often common for hooves to grow in between 4 to 8 weeks. You can begin trimming them after that.
7) Visit Your Horse Regularly:
The bond between you and your horse should be very strong like the friendship between you and a best friend. You will develop this bond over time by spending adequate time with them. You should expect to visit your horse daily if possible.
But also, like humans, your horse needs equestrian friends too. So get out and make friends with similar interests as both you and your horse.
At the end of the day…
… if you have been considering buying property for you and your horses – let’s connect to determine what is best for all of you. Email us or call us today!
Thinking the Housing Market is Going to Slow down this Winter? Think Again!
Last week’s article, Why You Should NOT Wait to List Your House Right Now couldn’t have been more TRUE! Americans have more motivation than ever to buy a home. Whether buyers are taking advantage of today’s low mortgage rates or they feel the increased need for flexibility of working from home, we have seen an influx of buyers that just doesn’t seem to be slowing down any time soon. Experts reveal that buyers are making their moves right now, generating an unseasonably robust housing market compared to the historical past for this time of year.
As the fall season comes to an end we typically experience a decrease in demand…
…however, today as we move into the winter months we are witnessing quite the opposite. Industry leaders are boasting the strong market saying things like, “The demand for housing in the United States has reached a fever pitch, a trend that opposes the norm of this time of the year when the market cools as the winter months set in.” says the M Report, and Mark Fleming, the Chief Economist for First American who says, “Strong demographic demand will continue to act as the wind in the housing market’s sails.” But it doesn’t stop there, the highly esteemed Chief Economist for the National Association of Realtors (NAR) Lawrence Yun explains, “This solid buying is a testament to demand still being relatively high, as it is occurring during a time when inventory is still markedly low. The notable gain in October assures that total existing-home sale in 2021 will exceed 6 million, which will shape up to the best performance in 15 years.” Some might ask, What about November? First American Deputy Chief Economist Odeta Kushi stated, “So far in November, purchase applications point to another strong month in sales. Still, low rates and demographic demand supports this strength, even as affordability and inventory headwinds remain.”
How does this impact the housing market for Winter?
Buyers are active in the market and are competing for homes to purchase. With the momentum that is coming out of the fall, there is every indication that leads experts to believe that the winter housing market is picking up steam, making for a much busier season than the typical year. As we have seen in a plethora of ways, 2020 and 2021 were anything but typical for real estate, and from the looks of it, 2022 will quickly be added to that list.
At the end of the day…
… if you have been considering selling there’s no time like the present. Whether you are thinking about buying a home or selling your house, maybe even both – let’s connect to determine if this winter is your best time to make your move. Email us or call us today!
Fort Casey Forts
Standing tall along the western coast of Whidbey Island, these 10” barrel guns tell the story of a relationship to the United States Department of Defense that began long before any plane took flight. At the time of its construction in the late 1800s, Fort Casey was a military marvel. Part of the “Triangle of Fire,” this military outpost was one of many strategically placed along the Puget Sound as the first line of defense against aquatic attack. Unfortunately, this magnificent fort’s usefulness was short-lived. By the 1920s Fort Casey’s impressive disappearing guns had already become obsolete and in 1956 the property was purchased by Washington State Parks and Recreation. Today, this fort is one of the most frequented state parks in Washington and a deeply embedded part of Whidbey Island culture.
Check out the rest of Whidbey’s beautiful destinations from this series here.
Langley Village
Langley is known for its unique specialty shops and galleries, showcasing amazing local artisan talent. From the lovely greenery of Bayview Farm & Garden to seaside-inspired jewelry and home décor at Foamy Wader, Langley has something for everyone! Want to try your own hand at some specialty art? Visit Callahan’s Firehouse for a cup of espresso and an amazing glass blowing experience catered to all groups and ages. At the end of the meandering plaza of shops pictured in the postcard is Whidbey’s popular ramen restaurant, “Ultra House.” It’s tucked away from the main drag, makes you feel like you landed in Japan, and is one of the most addictive taste sensations on the whole island!
Check out the rest of Whidbey’s beautiful destinations from this series here.
How Long Does it Take to Save For a Down Payment?
Saving enough money for a down payment on your first home can be one of the biggest obstacles to homeownership. Depending on your circumstance you might need anywhere from 3% – 20%. Speaking with a reputable local lender will help you find out exactly what your percentage will be.
But how long should it take, you ask!?
Follow along as we estimate the amount of time it takes a person earning a median income and paying a median rent to save up for a down payment on a median-priced home.
To accomplish this task we use the concept that homeowners should pay no more than 28% of their total monthly income on housing expenses. We use this information in combination with data from the U.S. Department of Housing, Urban Development (HUD), and Apartment List to determine our estimation.
According to the data pulled, the national average for the time it would take to save for a 10% down payment is roughly two and a half years (2.53). Looking at the diagram below you can also see that those living in Iowa can save for a down payment in as little as 1.31 years while those in California could take 17.56 years. The map below can help you determine the amount of time (in years) it can take for you to save in your state:
What if you only need to have a 3% down payment?
It is a common misconception that you need to have a 20% down payment to buy a home.
The reality is there are reasonable alternative options out there. First-time home buyers have an advantage with a plethora of down payment assistance programs available to them. You just have to find the right lender and ask. Need help finding a lender? Ask us to connect you with one here.
What if you qualify to take advantage of one of the 3% down payment programs?
If you qualify for a 3% down payment program, then you only have to come up with 3% of the total cost of the home at closing instead of ten or the typical 20% we have seen required in the past. Saving for a 3% down payment might not take you very long. In fact, it could take less than a year in most states, as shown in this map here:
At the end of the day
Wherever you are in the process of saving for a down payment, you may be closer to your dream home than you think. Connect with us to explore the options available to you in our area and how they support your plans for buying a home.
Is the Oak Harbor Housing Market Getting Squishy?
Written by: Kristen Stavros
16 September 2021
There is a general feeling amongst brokers that the Oak Harbor market has softened up just a bit. As Branch Manager and Co-owner of Windermere Whidbey Island I pay close attention to what my brokers are seeing and feeling out there in the market. When I begin to sense a theme I go to the numbers to see if they are telling the same story.
I’ll be really curious to see how these numbers change when we can add September data to them but I’m seeing the teensiest sign that there may be some easing.
For the first time all year, we’ve seen a dip in closed sales in August.
At the same time, new listings continue to rise every month.
Average days on market has plateaued.
Does this mean buyers can start getting homes for less $$$?
The answer is emphatically, NO. As you can see from the graphs below prices continue to climb, inventory is still at a record low, and homes are still moving off the market incredibly fast. This just means that instead of being up against 10 other buyers you now may be up against just 2-3 other qualified buyers. Instead of great homes going for up to 10-20% over list price, the good ones may just end up 5-8% over list. The pressure on buyers is still decidedly strong but the dial has been turned down ever so slightly.
Average Price Per Square Foot.
Months’ Supply of Homes (based on closed sales).
Average Days on Market.
Sellers still have a fantastic advantage in this market but things are changing weekly so we are encouraging sellers to not get too greedy or assured because doing so may mean you overprice the market, lose the opportunity to garner multiple offers out of the gate, and ultimately make less profit on your home.
Working with a smart and sophisticated listing agent has never been more important in the previous 3 years than it is RIGHT NOW. You need someone who is really going to take their time analyzing the market against your specific home before giving you pricing advice. Call us today to be connected with a market pricing expert!
This analysis focuses just on the Oak Harbor market but we have the same analysis going on for all of Whidbey Island! If you are interested in knowing more about any aspect of Whidbey Island real estate let us know and we are happy to share.
Bowman Bay
Although not technically on Whidbey, Bowman Bay is a large part of our island’s local culture. This bay, which is located on the Fidalgo Island side of Deception Pass, has a rich history spanning back to the late 1800s. Originally a settlement to a large Samish village, the bay has since served several purposes including a military reserve and salmon hatchery. Download the CCC Scavenger Hunt for a fun way to learn some history! Between the charming old hatchery building, long dock stretching into the bay, boat launch, picnic shelters, playground, and scenic surrounding trails that provide unique views of the bridge itself, this park is one you do not want to miss! Learn more about Bowman Bay here.
Check out the rest of Whidbey’s beautiful destinations from this series here.